To calculate how much you could save, use our personal loan calculator.
With fixed, low rates and monthly payments, the amount you pay will never increase, giving you a clear path to achieve your financial goals.
Whether you're a first time homebuyer looking for a mortgage or you're in the market for a small business loan, we've got you covered.
Best APR is available to borrowers with excellent credit.
Average credit score change of all borrowers who took out a loan via Lending Club between January 1, 2013 and September 30, 2016 with a stated loan purpose of debt consolidation or pay off credit cards.
You might also have access to alternative repayment plans you would not have had before, and you’ll be able to switch your variable interest rate loans to a fixed interest rate.
Loan consolidation can greatly simplify loan repayment by centralizing your loans to one bill and can lower monthly payments by giving you up to 30 years to repay your loans.
Community Q&A If you've watched TV or opened your mail lately, you know that there are plenty of companies eager to help you consolidate your loans to "cut your payments in half," "lower your interest rates," and "help you get out of debt fast." Indeed, consolidating your high-interest loans and credit card debt into a single loan with a lower interest rate and more manageable payments makes perfect sense. Many people who consolidate loans end up paying more than they would have otherwise.
In the case of home-equity loans, in fact, an alarming number of borrowers end up losing their homes.
Carefully consider whether loan consolidation is the best option for you.
Whom do I contact if I have questions about consolidation?
Funds come directly to you rather than your school.
Explore Student Loan We help you get the best deal possible on your loans, period.
With an unsecured personal loan via Lending Club you can pay off your high interest debt and consolidate it into a single monthly payment.